Genre
Insurance
Life, health, home and mortgage insurance — how much cover you need, what it costs and how to stop overpaying.
3 articles
How much life insurance do I need? 3 ways to work it out
Most families need 10–15 times income in term life insurance, but the right number depends on debts, kids and savings. Use the DIME method, a worked example and avoid the common mistakes.
How much term insurance cover do I need? India guide (2026)
Most earners in India need term cover of 10–15 times annual income, plus loans and goals. Calculate your cover, choose the right term, check claim ratios and avoid riders you don't need.
PMI explained: what it costs and how to get rid of it faster
Private mortgage insurance costs about 0.3%–1.5% of the loan a year when you put under 20% down. How PMI is priced, when it must end, FHA MIP rules and five ways to remove it sooner.